The independent, totally free insider tool that shows you what you should be paying for your next car lease
1 Select your perfect car
2 Find out what you should be paying
3 Never get ripped off again
Select your Car
Watch our video for more information
VOLVO XC60 ESTATE (2017) 2.0 B5P [250] Momentum Pro 5dr AWD Geartronic
You should be paying

£542.02 PCM

This is our independent guide price! Click I'm Interested and our leasing partners will find you the best possible price!

Contract term: 36 months Mileage: 10k p/a
Deposit: 3 months Hire type: Personal
Fuel: Petrol Transmission: Automatic

Insider deals

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Car Leasing Guru will show you what you should be paying!

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1. Choose your perfect car

Pick any new car and your preferred leasing terms from our extensive list above, then simply provide some basic info and click “Get Prices”. For added convenience, save your cars to a wish list and return to them later.

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2. Find out what you should be paying

Our bespoke pricing system will instantly determine how much a vehicle on contract hire should cost per month. You can easily compare our benchmark price with a leasing website of your choice to see if you are receiving a fair “deal”.

Browse and buy with confidence

3. Browse or click I’m Interested

Our system is automated, free and instant. Browse at your leisure or “I’m Interested” to get the best price. Log in or register for your own personal dashboard; we will dynamically update the price of your vehicles to show a fair market price.

Your Dashboard

Log in or register to save any vehicles to your dashboard. View all your preferred car in detail, add them to a wishlist or browse your search history. We will use the dashboard to notify you of any changes to the market price, so you will always see what is fair. You can also click 'I'm Interested' on multiple vehicles to see if we can get you the best price!
Residual Values

What is Car Leasing?

Car leasing (otherwise known as Contract Hire) is a very specific type of finance for vehicle leasing. As such, it always requires a credit check to see if you are eligible.

Car leasing allows you to get a brand new car without the hassle of long-term ownership. You’ll simply pay a monthly rental and an initial deposit. Once your contract term has ended, you’ll hand the car back, and your car lease stops.

You define the terms, so if you want to lease a car for 36 months and 10,000 miles per year, you can do that. Your initial deposit (typically 1, 3, 6 or 9 months) is calculated by taking your monthly payment and applying it to how many months deposit you want to put down. The more deposit you put down, the lower the monthly payment. You can click the question mark next to the 'initial deposit' above in our car lease quote system above to see how they are visually structured.

We have included the option to select maintenance in your car lease. Maintenance (if you pick this option) is applied to almost all consumable parts outside of a standard manufacturers warranty. For example, tyres, roadside assistance, servicing, MOT’s etc. This option is particularly useful if you do a lot of miles or have a longer vehicle lease, as it can save you money long term, but does cost a little bit extra per month for the convenience.

Vehicle leasing doesn’t offer you the option to buy your vehicle at the end of the contract (term), which differs from other popular finance options such as PCP (Personal Contract Purchase). It really depends on your personal circumstances and lifestyle as to which you choose. Contract Hire is generally considered the least expensive option for a new car.

Who are we?

Car Leasing Guru provides customers around the UK with unparalleled free access to daily contract hire pricing.

We will show you exactly what you should be paying, and how to minimise the monthly cost for any vehicle you are looking to lease in the future. You can compare our guide price against any car lease comparison website to see if you are getting a fair deal.

We also have a handy leasing guide that will break down most of the major elements involved with car leasing. With all our knowledge in one place and a handy pricing tool at the top of this page, you’ll be able to negotiate your next contract hire agreement with full confidence and become a lot more informed on how to lease your next car.

Alternatively, click 'I'm Interested' and we will use our car lease quote system to negotiate on your behalf.

Bespoke pricing system

Our unique and bespoke pricing system uses complex algorithms and real-world market intelligence to determine how much a vehicle on contract hire should cost you per month. We take an independent and impartial view, our calculations are not based on the “average” prices from around the internet.
Residual Values

Can you lease a used car?

Yes, absolutely.

In order for a leasing company to get discounts from manufacturers, they often have to buy in bulk to meet the requirement. What this means is that they will often have surplus stock sat around that has been registered (i.e. it now has a registration plate). This is generally the stock you see on websites offering 'in-stock' deals. What this means is that the leasing company, manufacturer or dealer has unsold vehicles in their inventory. This has a two-fold benefit to you, the customer. The vehicle generally won't have moved since delivery, and will still be shrouded in plastic to protect the interior. It may have also been sat in storage for 3 months or so. This means that 3 months worth of depreciation will have been written off, and they shouldn't be costing that into your lease, therefore making it cheaper for you. This is where you see amazing deals on "new" vehicles when you start to research online. The overall benefit is that you get a cheaper car lease.

Whilst the wording online will treat this as "new", the leasing provider will still treat this as a used vehicle when it comes to putting a contract together for you (since it’s already been registered). Generally, a vehicle that is 'in-stock' is not being stored with the leasing company, these are still with the manufacturer (most likely a random dealership somewhere in the country). The leasing company will call the dealer to make sure the vehicle is still available.

So, whilst you are absolutely getting a new car when you lease, the way the financial aspect of the lease is calculated is very different if the vehicle has been sat in storage for some time. Hence why 'in-stock' deals are so cheap in comparison to other similar vehicles.

Leasing Pros and Cons

Pros

  • Generally cheaper than PCP (unless incentivised)
  • You don’t need to worry about depreciation.
  • No balloon payment at the end of your contract.
  • You don’t need to sell the vehicle.
  • Hand the car back at the end of your contract.
  • Can be fully maintained by the dealer (optional).
  • Vehicle delivered and collected at your door.

Cons

  • Restricted by mileage (excess mileage fee).
  • Excess wear and tear fees apply if the vehicle is damaged.
  • Early termination fee if the contract is ended mid-agreement.
  • You won’t own the vehicle.

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