The Best Alfa Romeo Stelvio To Lease Is:
The base model diesel 2.2 D 190 Super 5dr Auto.
It offers the best value when compared with the other Stelvio models. We gave it an 8.8 / 10 in terms of overall value for money.
It offers reasonable specification, without compromising on the overall cost of a lease. So if you are searching for Alfa Romeo Stelvio leasing deals or various car lease offers / cheap car lease deals, this is the best one to go for, in terms of overall value for money.
Car Leasing Guru Score
The Car Leasing Guru scoring system is based on the overall value a particular vehicle offers.
We do not single out specific terms and mileages, instead, we concentrate on the entirety of a lease over multiple terms and mileages to create an overall score.
This score is converted into a meaningful number between 0 and 10 so that you can better understand which vehicle offers the best value. I’ve included the definition for the category the Stelvio sits in, as it got an 8.8 overall.
8.0 to 8.9:
Great – We enthusiastically recommend any vehicle in this category. Seriously impressive value for money; add it to a watchlist and compare against a few other vehicles.
- Alfa Romeo Giulia Diesel Saloon – 2.2 JTDM-2 190 Speciale 4dr Auto (Score: 8.4)
- Fiat 500 Hatchback – 1.2 Lounge 3dr (Score: 8.0)
- Ford Focus Hatchback – 1.0 EcoBoost 125 ST-Line 5dr (Score: 8.3)
- Nissan Qashqui Hatchback – 1.3 DiG-T N-Connecta 5dr (Score 8.9)
I’d Prefer To Watch A Video!
Sure. Click the video below and I’ll talk you through it. If not, stick around and I’ll explain why the 190 Super 5dr Auto is the model to lease.
Value For Money
The diesel 2.2 D 190 Super 5dr Auto offers the best value for money when you are looking at the entire Alfa Romeo Stelvio range.
I was initially looking for the smallest amount you would pay over the course of the lease. However, it became clear early on that the choice was between two vehicles in the line-up, the 2.2 D 190 Super 5dr Auto RWD or the 2.2 D 190 Super 5dr Auto AWD. Both have exactly the same specification but offer the option of RWD or AWD.
The AWD model is actually £2,200 more expensive than the RWD model, however, as you only pay an extra £680 over the course of a 24m / 10,000 m/pa lease, it makes more sense from a safety and convenience perspective to go for the AWD model, rather than pay slightly less for the RWD model. Each to their own, but I would personally pick the AWD model as the weather in the UK is generally a little sour.
Percentage of list
The ‘percentage of list’ is the difference between the capital cost (OTR price) and the Residual Value (RV). This shows at a glance exactly where value is attributed as a percentage. The lower the number, the better the ‘percentage of list’. This is usually a good indication of “value for money”. In this particular case however, I would advise that you pay a little bit extra each month and get the AWD model.
On face value each percentage looks reasonable when you compare them against each other, being around 28-30% or so on a 24-month lease. However, we have to corroborate that percentage against the On The Road Price (above), which in the Quadrifoglio’s case is 28.3% of £69,565. So over a 24m lease / 10,000 miles per year, that’s £19,672, compared to £9,990 on the basic Stelvio Super. So while the percentage can give you a good indication of “value”, it also needs to be double-checked against the OTR price. Otherwise a Ferrari would look like good value for money if we didn’t double-check the price and only looked at the percent of list.
*miles per annum (e.g. 24m / 20k = 40,000 miles)
The Total Lease Cost
Hopefully, the process outlined above gives you some indication on why I picked the Alfa Romeo Stelvio Super AWD model over anything else.
It has one of the lowest percent of list, and it has the 2nd lowest overall cost over the course of the lease. If you pick a longer-term, the monthly payments would be less, because you are spreading the cost, but if you want the absolute cheapest overall cost rather than the lowest monthly payment, then it is best to get the Stelvio Super RWD model.
Why The Difference In Price?
This is all to do with something called the Residual Value, or RV for short. This is a price that’s assigned to a vehicle at the end of its useable life. So from a leasing perspective, the end of its useable life is at the end of its term, because the leasing company is simply going to sell that vehicle, and it’s going to have another life with another customer. So the end of the useable life from a leasing perspective is essentially however long you lease that vehicle for, and they’re trying to understand the value at the end of the lease.
You will have to make the judgment on whether AWD is worth the extra £680 over the course of a 24-month lease.
This is just some basic analysis that will hopefully help you understand the value of an Alfa Romeo Stelvio lease a little better. Remember to use our custom leasing system on the homepage to find out what you should be paying to lease this car, or send us an enquiry and we will answer any questions you have.
The Car Leasing Guru Team
Alfa Romeo Stelvio Car Lease Comparison | Leasing Guide