This Is The Best Ford Puma To Lease

The Best Ford Puma To Lease Is:

The 1.0 EcoBoost Hybrid mHEV 155 Titanium 5dr.

The Worst Ford Puma To Lease Is:

Any of the special edition, or first edition models.

Their increased retail prices do not compensate for the additional standard specification they offer, which is mostly safety-related.

People do not expect to have to pay for safety equipment, yet there is a cost assigned from the manufacturer to the customer. This additional cost is not “absorbed” in the residual value (RV) at the end of a lease, therefore making it more expensive when you compare the difference between the total lease cost and the retail price.

Why is it the best?

We gave the 1.0 EcoBoost Hybrid MHEV 155 Titanium 5dr an 8.1 / 10 in terms of value for money compared with other models in the range. This number is a pure mathematical equation, not our personal opinion.

It offers some of the most comprehensive specifications out of any car in this sector to be honest. That, and what you pay over the course of a lease is actually very reasonable when you compare it to the total cost of the vehicle. I’ll talk more about this in the ‘value for money’ section if you want to skip ahead. So if you are searching for Ford Puma leasing deals, car lease offers / cheap car lease deals etc, this is the best to go for in terms of overall value for money.

See below for a detailed breakdown:

Car Leasing Guru Score

The Car Leasing Guru scoring system is based on the overall value a particular vehicle offers.

We do not single out specific terms and mileages, instead, we concentrate on the entirety of a lease over multiple terms and mileages to create an overall score.

This score is converted into a meaningful number between 0 and 10 so that you can better understand which vehicle offers the best value. I’ve included the definition for the category the Ford Puma sits in, as it got an 8.1 overall.

8.0 to 8.9:

Great – We enthusiastically recommend any vehicle in this category. Seriously impressive value for money; add it to a watchlist and compare against a few other vehicles.

Examples include:

  • Alfa Romeo Giulia Diesel Saloon – 2.2 JTDM-2 190 Speciale 4dr Auto (Score: 8.4)
  • Fiat 500 Hatchback – 1.2 Lounge 3dr (Score: 8.0)
  • Ford Focus Hatchback – 1.0 EcoBoost 125 ST-Line 5dr (Score: 8.3)
  • Nissan Qashqai Hatchback – 1.3 DiG-T N-Connecta 5dr (Score 8.9)

See other scores here: https://www.carleasing.guru/car-leasing-guru-score/

Puma Hatchback:

Puma Hatchback Special Editions:

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Value For Money

There are three specifications to choose in the Puma range. The Titanium, ST-Line and the ST-Line X; with the base-spec Titanium easily offering the best overall value for money when you are looking at the entire Ford Puma Range.

The Puma only comes with a 1.0 mHEV (Mild Hybrid Electric Vehicle) engine at the moment, and only with a manual gearbox, however, you can choose a 125PS or 155PS power output.

Ford has done a decent job of layering the specifications and bhp correctly to gain a residual value (RV) advantage as you work your way up the model line-up. Normally, you would see that mid-spec vehicles are actually cheaper over the total lease term because they offer more specification at a competitive price, gaining an RV advantage.

Specification

There is a fairly clear specification difference between the basic ‘Titanium’, ST-Line and ST-Line X.

The Titanium gets:

  • 17″ alloys
  • LED running lights
  • front fog lights with cornering function
  • leather steering wheel
  • cruise control
  • lane-keeping assist
  • wireless charging
  • automatic headlights with auto wipers
  • SYNC3 navigation
  • rear parking sensors
  • heated windscreen
  • electric heated door mirrors
  • emergency braking

The ST-Line gets everything the Titanium gets, plus:

  • ST body kit
  • ST steering wheel
  • alloy sports pedals
  • rear doormats

The ST-Line X gets everything the ST-Line gets, plus:

  • 18″ alloys (replaces the 17″)
  • rear privacy glass
  • Bang and Olufsen audio system
  • driver and passenger seat height adjustment
  • partial leather and a carbon-look interior

Pick the larger BHP engine

Generally, we will always look for the smallest amount you would pay over the course of the lease, at the same time we will also look at how much value the cheapest lease actually offers you.

There is no point in Car Leasing Guru suggesting the cheapest possible lease if all you get is a steering wheel and a windscreen, especially when you might be able to pay £10 per month extra and get a significant increase in the specification, exterior design, engine performance or economy. In this instance that’s why we’ve picked the Titanium model. It offers everything you could possibly want at this price point.

The 1.0 EcoBoost Hybrid mHEV 155 Titanium 5dr is £750 more expensive than the 125PS equivalent at retail, however, our system calculates that you will only pay an extra £182 over the course of a 2 year / 10,000 m/pa lease. In makes more economical and financial sense to get the larger 155PS engine and only pay and extra £7.58 per month in our opinion.

You can see on the graph below how the vehicles are priced by Ford. If you compare this price against the total lease cost, you can clearly see why we recommend the 1.0 EcoBoost Hybrid mHEV 155 Titanium 5dr. This is also highlighted by something called the ‘percentage of list’, which I’ve explained below.

Ford Puma On The Road

Percentage Of List

The ‘percentage of list’ is the difference between the capital cost (OTR price) and the Residual Value (RV). This shows, at a glance, exactly where value is attributed as a percentage. The lower the number, the better the percentage of list. This is usually a good indication of “value for money”.

Looking at the percentages within the graph below, you can see that they run at around 35% or so for a 2 year lease, up to 44% on a more realistic 3 year lease. This means you will be paying 35% to 44% of the total value of that vehicle before you hand it back.

Leasing companies normally don’t read the percentage of list in this way, they actually read it in the opposite way. They would say that the vehicle has 65% of its value left, not that someone would spend 35% of the vehicle’s value. This is because they want to know what the value of the vehicle is at the end of its lease and make any adjustments where necessary from a financial risk perspective. Just makes the calculation easier on their end.

The percentage can give you a good indication of “value” but it also needs to be double-checked against the ‘On The Road’ price. Otherwise, a Ferrari would look like good value for money if we didn’t double-check the overall price and only looked at the percentage of list…

*miles per annum (e.g. 24m / 20k = 40,000 miles)

The Total Lease Cost

Hopefully, the process outlined above gives you some indication on why we picked the 1.0 EcoBoost Hybrid mHEV 155 Titanium 5dr over the other models.

It has the lowest percentage of list at 2 years (35.4%), and it also has one of the lowest overall costs over the course of a lease. If you pick a longer-term, the monthly payments would be less, because you are spreading the cost, but if you want to get the most value for money, then it is best to get the 1.0 EcoBoost Hybrid mHEV 155 Titanium model.

Ford Puma Total Lease

Why The Difference In Price?

This is all to do with something called the Residual Value, or RV for short. This is a price that’s assigned to a vehicle at the end of its useable life.

So from a leasing perspective, the end of its useable life is at the end of its term, because the leasing company is simply going to sell that vehicle, and it’s going to have another life with another customer. So the end of the useable life from a leasing perspective is essentially however long you lease that vehicle for, and they’re trying to understand the value at the end of the lease.

You will have to make the judgment on whether the 1.0 EcoBoost Hybrid mHEV 155 Titanium model is worth the extra £182 over the course of a 2 year lease compared with the 125pPS model. For me, it is, but the decision rests with you.

Thank You!

This is just some basic analysis that will hopefully help you understand the value of a Ford Puma lease a little better. Remember to use our custom leasing system on the homepage to find out what you should be paying to lease this car, or send us an enquiry and we will answer any questions you have.

Ford Puma Car Leasing Comparison | Price Guide

The Car Leasing Guru Team